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Rent Affordability

Estimate the maximum rent you can comfortably afford using the classic 30%-of-gross-income rule. Enter your annual salary before tax to get a monthly ceiling.

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Worked example

Max rent/mo: $1,500.00

How it’s solved

Worked on the example above, step by step — follow along and you can do it on paper next time, no tool required.

  1. A common guideline caps rent at 30% of gross monthly income.
  2. Monthly income × 30%
    $60,000.00 ÷ 12 × 0.3 = $1,500.00

Learn the method

Inputs

Frequently asked

Why 30%?

The 30% rule is a long-standing guideline for keeping housing affordable relative to gross income; some markets push higher, but 30% leaves room for everything else.

Is this gross or net income?

Gross — your income before taxes. Landlords typically screen against gross income.

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