Net Worth
Snapshot your financial position by subtracting everything you owe from everything you own. Track it over time to see whether you're truly moving forward.
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Worked example
Net worth: $60,000.00
How it’s solved
Worked on the example above, step by step — follow along and you can do it on paper next time, no tool required.
- Net worth is everything you own minus everything you owe — it can be negative.
- Assets − liabilities
$150,000.00 − $90,000.00 = $60,000.00
Learn the method
Inputs
- Assets $
150000 - Liabilities $
90000
Frequently asked
What are assets and liabilities?
Assets are what you own — cash, investments, home equity, vehicles. Liabilities are what you owe — mortgages, loans, credit-card balances.
Can net worth be negative?
Yes. If your debts exceed your assets, net worth is negative — common early on with student loans or a new mortgage.