Depreciation & ACV Schedule
Build a clean, printable schedule that shows how replacement cost becomes actual cash value on every line item: age, useful life, condition and the depreciation method you were told to apply. Useful life and method are fields you fill in from the policy and the carrier's own basis — this tool ships no depreciation table and invents no rates. The result is a document an adjuster, appraiser or accountant can follow and check.
Fill & print the form
Runs entirely in your browser — nothing is uploaded; your answers are saved only on this device.
Frequently asked
Does it tell me the right depreciation rate?
No, and deliberately so. Method, useful life and whether labour is depreciated vary by carrier, policy form and jurisdiction, so every one of those is an input field you fill from your policy and the carrier's stated basis.
Does this decide what my claim is worth?
No. It is documentation and organisation, not a coverage determination and not legal advice. Only the policy — with its endorsements, limits, deductibles and exclusions — decides what is owed.