Answer to a Civil / Debt Lawsuit (State Courts)
Sued in state court (often over a debt)? Pick your state to get the deadline to answer (missing it means a default judgment) and generate a properly-captioned draft Answer for your state — your admit/deny responses to each paragraph plus affirmative defenses like the statute of limitations. A general civil answer is self-drafted (or the official form is optional) in every state we cover: NJ, NY, PA, DE, MA, CT and RI. Not legal advice.
Prepare your court document
Runs entirely in your browser — nothing is uploaded; your answers are saved only on this device.
Frequently asked
What's the most important thing?
The deadline. Each state's answer window is shown (often 20-35 days); if you miss it the plaintiff can take a default judgment.
Can I raise the statute of limitations?
Time-barred debt is a common affirmative defense — the worksheet has a place to state your defenses; verify your state's limitations period.