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Work & Business

Invoicing, records, audits, disputes and the job hunt — for people running something small or looking for the next thing.

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What a hail and wind damage inspection actually documents
2026-08-23 · 1 min read

Test squares, slope by slope, and the soft metals nobody photographs. The report is the claim.

claimsinsuranceroofing
What journal-entry fraud testing actually looks for
2026-08-23 · 1 min read

Not a detection engine — a documented set of risk-based criteria, and the record of what you examined.

auditaccountingfraud
How to read an EOB and find the charge you shouldn't pay
2026-08-23 · 1 min read

An Explanation of Benefits is not a bill. Comparing it to the itemised bill is where the errors show up.

billingmedicalinsurance
The job hunt log that makes a bad month legible
2026-08-25 · 3 min read

Thirty applications in, nobody remembers which CV went where. One row per application fixes that — and turns a month that felt like nothing into a month you can count.

job-huntingrecordswork
Write the note before you know how the argument ends
2026-08-25 · 3 min read

A contemporaneous note carries weight precisely because it was written before anyone knew which way the dispute would go. Here is what a row of it has to contain.

disputesrecordswork
Two job offers, and the arithmetic almost nobody does
2026-08-25 · 3 min read

Most people compare two offers by comparing two salaries. Counting the bonus, the pension either way, the benefits, the fare and the hours can reverse the answer.

workjob-huntingplanning
Why 260 working days was never the number
2026-08-25 · 3 min read

The classic first freelance rate is the old salary halved and divided by 220. The division is fine. The 220 is the mistake.

freelanceplanningwork
What a late invoice is actually costing you
2026-08-25 · 3 min read

Chasing the invoice total leaves money on the table and makes a weaker ask. The interest arithmetic is simple — the day count and the part-payments are where it goes wrong.

invoicingfreelancerecords
Duplicate rows, but duplicate by which columns?
2026-08-26 · 4 min read

De-duplicating is one click. Choosing the key is the whole job — and choosing it wrong deletes real records without a single error message.

datacsvrecords
Working days depend on whose calendar you are using
2026-08-27 · 3 min read

Counting weekdays between two dates is exact arithmetic. Deciding which days are the weekend, and which holidays you observe, is not something any date can tell you.

datesworkplanningeveryday
Time zones are not fixed, and that is why invites slip
2026-08-27 · 4 min read

The difference between two cities' clocks changes during the year, because daylight saving starts and ends on different dates in different places and runs the opposite way south of the equator.

datesworkplanning
An hourly rate is not a wage
2026-08-28 · 4 min read

What you want to earn and what you have to charge are separated by holiday, unbilled hours, premises, insurance and every job you quoted for and did not get. The gap is bigger than almost anyone guesses.

businesstradesfreelance
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